Disclaimer
Last updated: 15/01/2026
Please read this disclaimer carefully before using abodewise.co.uk ("the Site", "our website", "we", "us", "our"). By using our website, you acknowledge that you have read, understood, and agree to this disclaimer.
The content on abodewise.co.uk is provided for general information and educational purposes only. Nothing on this website, including but not limited to:
- Calculators and tools
- Articles, guides, and blog posts
- Financial information and data
- Comparisons and examples
constitutes financial, investment, tax, legal, or professional advice. The information does not take into account your personal circumstances, financial situation, or objectives.
You should not make financial decisions based solely on information from this website. Always seek advice from a qualified financial adviser, mortgage broker, or other regulated professional before making any financial decisions.
Abodewise.co.uk is not an FCA-authorised firm. We do not provide regulated financial advice. Our website and tools are designed to provide general information and estimates only.
Important points:
- We are not authorised to provide investment, mortgage, or financial advice
- Our calculators provide estimates, not guarantees
- We do not recommend specific products, lenders, or financial services
- We do not assess your suitability for any financial product or service
- We do not provide personalised recommendations based on your circumstances
If you need regulated financial advice, you should consult a firm authorised by the Financial Conduct Authority (FCA) or another appropriate regulator.
Our calculators and tools are provided to help you estimate financial information. You should understand that:
- All calculator results are estimates based on the information you enter
- Results are for illustrative purposes only
- Actual rates, terms, and costs will depend on your lender and individual circumstances
- We cannot guarantee the accuracy of any calculations or results
- Calculator results do not guarantee actual outcomes
- Interest rates, fees, and terms may differ from those shown
- Market conditions and regulations change frequently
- Individual circumstances vary significantly
- Our calculators make certain assumptions that may not apply to your situation
- We explain key assumptions where relevant, but you should read all information carefully
- You should verify all information with official sources and professional advisers
While we strive to ensure that information on our website is accurate, complete, and up-to-date, we make no warranties or representations regarding:
- The accuracy, completeness, or currency of any information
- The suitability of information for your particular circumstances
- The availability or uninterrupted operation of the website
- The absence of errors, viruses, or harmful components
Financial data, laws, regulations, and market conditions change frequently. Information on our website may become outdated or inaccurate without notice. We are not responsible for any errors or omissions, or for any consequences arising from reliance on outdated information.
You should always verify current information with official sources, such as:
- The Financial Conduct Authority (FCA)
- HM Revenue and Customs (HMRC)
- UK government websites
- Your lender or financial adviser
To the fullest extent permitted by law, we exclude all liability for any loss or damage arising from:
- Your use of or inability to use our website
- Your reliance on any content, calculators, or information on our website
- Any errors or omissions in content
- Any interruption or cessation of the website
- Any viruses or harmful code transmitted through the website
- Any decisions you make based on information from our website
This exclusion applies to all types of loss, including:
- Direct, indirect, incidental, or consequential loss
- Loss of profits, revenue, data, or business opportunities
- Loss of goodwill or reputation
- Financial loss or damage
Nothing in this disclaimer excludes or limits our liability for:
- Death or personal injury caused by our negligence
- Fraud or fraudulent misrepresentation
- Any other liability that cannot be excluded under UK law
Our website may contain links to third-party websites, services, or content. We provide these links for your convenience only. We do not:
- Endorse or recommend any third-party websites, products, or services
- Control or monitor third-party content
- Accept responsibility for third-party websites or their content
- Guarantee the accuracy, completeness, or suitability of third-party information
Your use of third-party websites is at your own risk. We encourage you to review the terms and conditions and privacy policies of any third-party websites you visit.
We are not responsible for the content, accuracy, or availability of third-party websites, any loss or damage arising from your use of third-party websites, any products or services offered by third parties, or any transactions between you and third parties.
We comply with UK financial services regulations, including:
- Financial Services and Markets Act 2000 (FSMA)
- Financial Conduct Authority (FCA) rules on financial promotions
- Consumer Duty requirements
- Advertising Standards Authority (ASA) codes
However, our website and tools are for information and educational purposes only. They are not financial promotions unless specifically stated, and they do not constitute regulated financial advice.
You are responsible for:
- Verifying all information before acting on it
- Seeking professional advice when appropriate
- Ensuring that any financial decisions are suitable for your circumstances
- Understanding the risks and implications of any financial decisions
- Keeping your personal and financial information secure
- Using our website in accordance with our Terms and Conditions
If you are uncertain about anything on our website, including calculator results or estimates, financial information or data, tax implications, legal consequences, or regulatory requirements, you should consult a qualified professional before taking any action.
We may update this disclaimer from time to time to reflect changes in our services or website, changes in applicable laws or regulations, or improvements or clarifications to the disclaimer.
When we make changes:
- We will update the "Last updated" date at the top of this disclaimer
- We will post a notice on our website if changes are material
- Your continued use of the website after changes constitutes acceptance of the updated disclaimer
This disclaimer is governed by and construed in accordance with the laws of England and Wales. Any disputes arising from or relating to this disclaimer shall be subject to the exclusive jurisdiction of the courts of England and Wales.
If you have any questions about this disclaimer or our website, please contact us:
Email: [email protected]
Postal Address: 12 Cockfield Drive, Workington, Cumbria, CA14 5BL
Company Details:
- Company Name: MBC Media
- Registered Office Address: 12 Cockfield Drive, Workington, Cumbria, CA14 5BL
We aim to respond to all enquiries within 30 days.
- This disclaimer applies to all content on abodewise.co.uk
- Nothing in this disclaimer affects your statutory rights as a consumer under UK law
- If any part of this disclaimer is found to be unenforceable, the remaining parts will continue to apply
- This disclaimer should be read alongside our Terms and Conditions, Privacy Policy, and Cookie Policy
By using our website, you acknowledge that you have read, understood, and agree to this disclaimer. If you do not agree with any part of this disclaimer, you must not use our website.