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Staircasing

Staircasing is the process of buying more shares in a shared ownership home. As your share rises, rent on the landlord’s share usually falls.

Last verified: 10/03/2026

Definition

Staircasing means buying additional shares in your shared ownership home after your initial purchase.

Why it matters

Buying more shares usually reduces rent because the landlord’s share becomes smaller. The share price is valuation-driven and there can be extra costs (valuation, legal fees, admin fees), so it’s important to budget for more than just “share % × price”.

Related terms
  • Shared ownership
  • RICS valuation