Landlord and buy-to-let guides

Mortgage interest guide (UK): monthly vs total interest, and how rate, term and overpayments change cost. Includes worked examples.

A practical UK landlord guide to void periods: what they are, how they affect cash flow, and how to stress-test rental yield and mortgage costs with worked examples.

Cash flow and yield measure different things. Learn the difference, see worked examples, and use a checklist of costs landlords often miss.

Learn how UK buy-to-let affordability is often assessed using ICR (rental cover) and a stress rate. Includes worked examples and common pitfalls.

A UK landlord checklist of buy-to-let running costs: maintenance, voids, insurance, service charges, compliance, and how to stress-test cashflow.

Understand buy-to-let lender stress tests: interest coverage ratio (ICR), stress rates, rental assumptions and why borrowing limits differ by lender.

A UK rental yield guide explaining gross vs net yield, what costs landlords often miss, and how to use yield alongside cashflow and borrowing checks.