Shared ownership guides

Shared ownership homes are leasehold. This UK guide explains service charges, repairs and permissions, and how these can change your monthly cost.

A UK guide to using the Shared ownership calculator: what each input means (share, deposit, rent rate, service charge), what’s assumed, and 3 worked examples.

A UK guide to shared ownership affordability: what providers and mortgage lenders typically check, why outcomes vary, and how rent, mortgage and service charges interact.

Staircasing costs guide (UK): valuation, legal/admin fees, mortgage costs and what changes after staircasing. Includes examples and common mistakes.

Shared ownership deposits are usually based on the share you buy, not the full property value. Learn how it works, with examples and pitfalls.

Shared ownership service charges can be a big part of your monthly cost. Learn what they cover, why they change, and what to ask before you buy.

A UK shared ownership guide explaining monthly costs: mortgage on your share, rent on the unowned share, service charges, and how to budget safely.

A UK staircasing guide: how buying more shared ownership shares works, what changes in your rent and mortgage, and what costs to plan for.