Shared ownership rent reviews (UK): what typically changes and when
Shared ownership rent reviews usually happen yearly and are set out in your lease. Here’s what can change, when, and a tiny example.
Published: 14/03/2026 • Last verified: 14/03/2026
The short answer
In shared ownership, you pay rent on the share you don’t own. A rent review is when your housing provider updates that rent — usually once a year — using the formula written in your lease (often linked to an inflation index).
Two important things to remember:
- Rent reviews are separate from service charges (which can also change).
- The exact rules depend on your lease and when it was granted.
A tiny example
Assume your current rent on the unsold share is £450/month and your lease allows an annual increase based on an inflation measure.
If the rent increased by (say) 5% at review:
- New rent: (£450 × 1.05 = £472.50) per month
Your mortgage payment might stay the same, but your total monthly cost can still rise because rent and service charges can change on their own schedules.
Helpful links
- Related calculator: /shared-ownership/
- Full guide: /guides/shared-ownership-monthly-costs-explained/
- Full guide: /guides/shared-ownership-service-charges-uk/
- Glossary: /glossary/service-charge/
- Glossary: /glossary/leasehold/
Sources
- https://www.gov.uk/shared-ownership-scheme/paying-rent
- https://www.gov.uk/government/publications/shared-ownership-rents-reform/shared-ownership-rents-reform
- https://www.gov.uk/government/publications/shared-ownership-and-affordable-homes-programme-2016-to-2021-standard-shared-ownership-model-leases-2016-to-2021